Top 10 Factors That Determine the Cost of E&O Insurance for Agencies

April 24, 2025 Aubie Knight, CIC, CRM
Agency Resources

By IIANC CEO, Aubie Knight

How much should your agency expect to pay for E&O insurance? The answer isn’t one-size-fits-all. In his latest blog, IIANC CEO Aubie Knight breaks down the top 10 factors that influence E&O pricing - from agency size and book composition to staff experience and technology use.

Whether you’re launching a new agency or managing a growing book of business, this article offers valuable insights into how carriers assess risk - and how your agency can influence its E&O costs.

Real-world pricing benchmarks included.

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